Remote Sr Underwriter

Sovereign Lending Group

Costa Mesa California

United States

Financial Services - Insurance
(No Timezone Provided)

DescriptionSovereign Lending Group, a national direct lender, is celebrating over 16 years of service. We've been named by Inc. 5000 as one of the Fastest Growing Privately Held Companies in America for 8 years in a row.We are growing and looking for an Remote Sr Underwriter to join our team!Your Responsibilities:Reviewing, analyzing, approving and underwriting consumer requests within both company and industry guidelinesDetermining decisions/exceptions; reviewing financial statements, credit reports, and applicable DTI/LTV ratiosExamining transactions to ensure accuracy and completeness; ensuring documents are consistent and uphold to company and industry guidelinesServing as a resource on loan scenariosImplementing fraud detection techniques, performing compliance reviewsKnowledge of credit underwriting and property evaluationPerform timely reviews of stipulations/conditions submittedAnalyze loan packages to deliver valid credit decisionsMaintain quality control standards while maintaining production standards by company's definitionProvide stellar customer service to all staff by effectively explaining credit decisionsAble to prepare reports as neededOther duties as assignedBenefits/Perks:Competitive compensationWorking remote possiblePaid vacation, holidays, and sick timeHealth, Dental, Vision, Life, and 401(k)Relaxed company dress codeCompany events and team building activities to promote cultureEspresso, latte, and coffee stationsCOVID 19-conscious work rules and environmentQualifications:Must reside in the following states: AZ, CA, HI, NC, FL, NV, IN, ME, OR, MT, VA, UT, GA, OH, NM, IL.5+ years of recent/current underwriting experienceVA SAR RequiredFHA DE Certification Required5+ years of recent experience using ENCOMPASS 360 and Empower Strong Knowledge of conventional, jumbo, non-QM programs and guidelinesAbility to multitask in a fast-paced environmentMust be detail-orientedWe consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law in accordance with all applicable federal, and state laws. Candidates must possess authorization to work in the United States, as it is not the practice of Sovereign Lending Group, Inc. to sponsor individuals for work visas. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us by sending an email to [email protected] In your email, please include your name and preferred method of contact, and we will respond as soon as possible.GlassDoorInstagramLinkedIn
Associated topics: underwriter

Remote Sr Underwriter

Sovereign Lending Group

Costa Mesa California

United States

Financial Services - Insurance

(No Timezone Provided)

DescriptionSovereign Lending Group, a national direct lender, is celebrating over 16 years of service. We've been named by Inc. 5000 as one of the Fastest Growing Privately Held Companies in America for 8 years in a row.We are growing and looking for an Remote Sr Underwriter to join our team!Your Responsibilities:Reviewing, analyzing, approving and underwriting consumer requests within both company and industry guidelinesDetermining decisions/exceptions; reviewing financial statements, credit reports, and applicable DTI/LTV ratiosExamining transactions to ensure accuracy and completeness; ensuring documents are consistent and uphold to company and industry guidelinesServing as a resource on loan scenariosImplementing fraud detection techniques, performing compliance reviewsKnowledge of credit underwriting and property evaluationPerform timely reviews of stipulations/conditions submittedAnalyze loan packages to deliver valid credit decisionsMaintain quality control standards while maintaining production standards by company's definitionProvide stellar customer service to all staff by effectively explaining credit decisionsAble to prepare reports as neededOther duties as assignedBenefits/Perks:Competitive compensationWorking remote possiblePaid vacation, holidays, and sick timeHealth, Dental, Vision, Life, and 401(k)Relaxed company dress codeCompany events and team building activities to promote cultureEspresso, latte, and coffee stationsCOVID 19-conscious work rules and environmentQualifications:Must reside in the following states: AZ, CA, HI, NC, FL, NV, IN, ME, OR, MT, VA, UT, GA, OH, NM, IL.5+ years of recent/current underwriting experienceVA SAR RequiredFHA DE Certification Required5+ years of recent experience using ENCOMPASS 360 and Empower Strong Knowledge of conventional, jumbo, non-QM programs and guidelinesAbility to multitask in a fast-paced environmentMust be detail-orientedWe consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law in accordance with all applicable federal, and state laws. Candidates must possess authorization to work in the United States, as it is not the practice of Sovereign Lending Group, Inc. to sponsor individuals for work visas. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us by sending an email to [email protected] In your email, please include your name and preferred method of contact, and we will respond as soon as possible.GlassDoorInstagramLinkedIn
Associated topics: underwriter