Mortgage Underwriter - Remote

Location: Lewisville, TX
Description: Position: Underwriter
Employment Type: Full-Time/Direct-Hire with our client.
Compensation: Hourly base rate (OT eligible) + Monthly Commission
Location: 100% REMOTE - NO TRAVEL REQUIRED
About our client: Our client is a national mortgage lender with offerings in Direct to Consumer, Retail, Wholesale, Correspondent Lending, etc. Loan products include both Conventional and Non-Conventional/Government loans. Our client serves 49 states in the US, has 2,600+ employees and has serviced over 600,000+ customers.

They are looking to hire multiple Underwriters that will be 100% REMOTE to join their team. These will be direct-hire, full-time positions with our client. These are excellent opportunities to join an already established national company that is continuing to grow at a rapid pace.

Requirements:

• Minimum of 2-4+ years of recent experience in Residential Mortgage Underwriting.
• Full Line Full Production Underwriting experience.
• Experience in any of the following channels; Retail, Wholesale, Direct-to-Consumer and Correspondent.
• Experience with loan types including; Conventional, FHA and VA.
• Daily pipeline of 15-20+
• High School Diploma or above is required.
• Underwriting Certifications are NICE TO HAVE but not required. Ex. DE, LAPP/SAR.

Job Duties:

• Perform Underwriting of Conventional and/or FHA/VA mortgage loans.
• Approves or rejects residential loans within prescribed authority.
• Analyzes borrower's credit profile, collateral and capacity to repay the proposed mortgage obligation.
• Ensures loans meet company, agency and government guidelines.
• Accurately calculates borrower's income and debt-to-income ratios.
• Documents lending decisions and completes required screens in the loan origination system that include accurate completion of the 1008 as well as adding and/or creating applicable conditions on the loan approval.
• Run, reads and interprets automated underwriting decision results from both Desktop Underwriter and Loan Prospector.
• Reviews conditions submitted on loans and sign off on conditions where appropriate.

Key selling points:

• 100% remote with no travel required.
• Client provides a company laptop and phone.
• Competitive base pay plus an aggressive commission structure that is one of the best in the industry.
• Growth opportunities. The client is huge on promoting from within. Nearly all management has held the title of loan processor and worked their way up in the company.
• Stability. This is an established client that has been growing tremendously even before the current refinance boom. No mass layoffs here when rates go up.
• Consistent high-volume loan pipeline.
• Full benefits including health, dental, vision, 401k match, PTO, Holidays, etc.

Company Benefits/Perks:

• 15 Paid Time Off (PTO) days and 18 after 1st anniversary!
• 8 Paid Holidays
• Employee Engagement Activities
• Medical (including Health Savings Account & Flexible Savings Account)
• Dental - RX - Vision - Life, Disability Insurance
• 401(k) Plan with company match!
• Employee Assistance Plan
• Pet Insurance!

Simple 100% virtual hiring process.
1. Talk to Judge recruiter
2. Client interview with hiring manager (1 hour videwo screen)
3. Receive offer & complete on-boarding
4. Attend virtual training (100% paid)

Compensation: Hourly with OT available, Signing Bonus between 5-15k, Retention Bonus of 5-15k, Monthly incentives that range from $1500-$2000 (paid monthly)

Contact:
This job and many more are available through The Judge Group. Find us on the web at