Technical Underwriting Consultant - 100% Remote US

MassMutual

Springfield Massachusetts

United States

Executive Management
(No Timezone Provided)

Do you want to be part of a team that encourages your growth, supports your ambitions and makes it a priority for you to reach your goals? Is helping people part of who you are? At MassMutual, we help millions of people find financial freedom, offer financial protection and plan for the future. We do this by building trust with our customers by being knowledgeable problem solvers and prioritize their needs above all else. We Live Mutual.

Description

​​

The Life Underwriting and Digital Operations Technical Underwriting Consultant will support the Office of the Head Life Underwriter (OOHU) within Digital Operations Team by demonstrating accountability, agility, a dedication to being inclusive, a strong business acumen, and will show courage, even in the most difficult situations. We also value strong communication skills, a passion for learning, leadership traits, resilience and self-awareness. We are Digital Operations, established in the MassMutual Enterprise Technology Experience (ETX) organization. The successful candidate will be able to:

  • Demonstrate a strong understanding of our underwriting policies, guidelines, practices and procedures and a willingness to champion changes to improve processes while maintaining mortality expectations.
  • Provide recommendations around new tools and methodologies for risk selection.
  • Analyze, create and develop rules for our algorithmic and fluid underwriting processes.
  • Develop new and competitive underwriting guidelines with research, documentation, marketing and presentations.
  • Think critically and problem solve using data to drive toward resolution.
  •  Role Characteristics & Responsibilities

  • Interpret large sets of data and effectively communicate data trends.
  • Consults with stakeholders on core issues and watch list items openly share knowledge, information and feedback, collaborating to identify solutions and supporting team success.
  • Lean into new challenges as they arise. Be comfortable with ambiguity.
  • Handles projects with a sense of urgency based on business prioritization
  • Distill information into concise summaries and tools for diverse internal audiences
  • Required Qualifications

  • HS diploma or GED
  • 7+ years of relevant work experience in Life Insurance Underwriting
  • Minimum $5+ million life approval limit without second sign
  • Mastery knowledge of individual life insurance practices, underwriting standards and operations
  • Confident communicator with strong written and verbal communication skills
  • Be able to think strategically and influence others
  • Ability to partner with key constituents to support strategic and tactical development
  • A demonstrated track record of consistently meeting and/or exceeding performance expectations
  • Entrepreneur mindset – you drive your business forward with latitude for independent decision making
  • Proficient with Microsoft Office Suite and data visualization tools (ex Tableau) 
  • Preferred Qualifications

  • Bachelors Degree
  • Industry designations/education (FALU, FLMI, CLU) preferred
  • Salary Range $103,00 - $135,800 w annual bonus opportunity

    **Commensurate with experience**

    #LI - Remote

    #LI-JA1

    Why Join Us.

    We’ve been around since 1851. During our history, we’ve learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.

    Recognized as a 2020 World’s Most Ethical Company by Ethisphere, MassMutual is guided by a single purpose: We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It’s more than our company structure – it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.

    MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status. 

    Technical Underwriting Consultant - 100% Remote US

    MassMutual

    Springfield Massachusetts

    United States

    Executive Management

    (No Timezone Provided)

    Do you want to be part of a team that encourages your growth, supports your ambitions and makes it a priority for you to reach your goals? Is helping people part of who you are? At MassMutual, we help millions of people find financial freedom, offer financial protection and plan for the future. We do this by building trust with our customers by being knowledgeable problem solvers and prioritize their needs above all else. We Live Mutual.

    Description

    ​​

    The Life Underwriting and Digital Operations Technical Underwriting Consultant will support the Office of the Head Life Underwriter (OOHU) within Digital Operations Team by demonstrating accountability, agility, a dedication to being inclusive, a strong business acumen, and will show courage, even in the most difficult situations. We also value strong communication skills, a passion for learning, leadership traits, resilience and self-awareness. We are Digital Operations, established in the MassMutual Enterprise Technology Experience (ETX) organization. The successful candidate will be able to:

  • Demonstrate a strong understanding of our underwriting policies, guidelines, practices and procedures and a willingness to champion changes to improve processes while maintaining mortality expectations.
  • Provide recommendations around new tools and methodologies for risk selection.
  • Analyze, create and develop rules for our algorithmic and fluid underwriting processes.
  • Develop new and competitive underwriting guidelines with research, documentation, marketing and presentations.
  • Think critically and problem solve using data to drive toward resolution.
  •  Role Characteristics & Responsibilities

  • Interpret large sets of data and effectively communicate data trends.
  • Consults with stakeholders on core issues and watch list items openly share knowledge, information and feedback, collaborating to identify solutions and supporting team success.
  • Lean into new challenges as they arise. Be comfortable with ambiguity.
  • Handles projects with a sense of urgency based on business prioritization
  • Distill information into concise summaries and tools for diverse internal audiences
  • Required Qualifications

  • HS diploma or GED
  • 7+ years of relevant work experience in Life Insurance Underwriting
  • Minimum $5+ million life approval limit without second sign
  • Mastery knowledge of individual life insurance practices, underwriting standards and operations
  • Confident communicator with strong written and verbal communication skills
  • Be able to think strategically and influence others
  • Ability to partner with key constituents to support strategic and tactical development
  • A demonstrated track record of consistently meeting and/or exceeding performance expectations
  • Entrepreneur mindset – you drive your business forward with latitude for independent decision making
  • Proficient with Microsoft Office Suite and data visualization tools (ex Tableau) 
  • Preferred Qualifications

  • Bachelors Degree
  • Industry designations/education (FALU, FLMI, CLU) preferred
  • Salary Range $103,00 - $135,800 w annual bonus opportunity

    **Commensurate with experience**

    #LI - Remote

    #LI-JA1

    Why Join Us.

    We’ve been around since 1851. During our history, we’ve learned a few things about making sure our customers are our top priority. In order to meet and exceed their expectations, we must have the best people providing the best thinking, products and services. To accomplish this, we celebrate an inclusive, vibrant and diverse culture that encourages growth, openness and opportunities for everyone. A career with MassMutual means you will be part of a strong, stable and ethical business with industry leading pay and benefits. And your voice will always be heard.

    Recognized as a 2020 World’s Most Ethical Company by Ethisphere, MassMutual is guided by a single purpose: We help people secure their future and protect the ones they love. As a company owned by our policyowners, we are defined by mutuality and our vision to put customers first. It’s more than our company structure – it’s our way of life. We are a company of people protecting people. Our company exists because people are willing to share risk and resources, and rely on each other when it counts. At MassMutual, we Live Mutual.

    MassMutual is an Equal Employment Opportunity employer Minority/Female/Sexual Orientation/Gender Identity/Individual with Disability/Protected Veteran. We welcome all persons to apply. Note: Veterans are welcome to apply, regardless of their discharge status.