Sr Processor-Remote

Job Summary:

Mortgage Loan Processors proactively manage a pipeline to ensure the timely and accurate packaging of all loans originated through Retail, Wholesale, Home Equity and/or Alternative Delivery Channel originations.

Major Responsibilities:
- Collecting information from the borrower and taking each file from pre-approval to closing
- Accurately entering proper loan information into the system for processing
- Preparing application for submittal to underwriting in accordance w/ specific guidelines (Fannie Mae, Freddie Mac, FHA, VA)
- Reviewing file documentation and ensuring all items needed are requested
- Communicating with borrowers, mortgage sales and/or brokers on loan status and collecting additional documentation to clear conditions.
- Ability to reconcile credit reports, DTI ratios, income analysis for both Self-Employed & W2 borrowers
- Familiarity with reviewing Appraisals and Title for compliance with loan programs
- Ability to reconcile assets and Cash-to-Close requirements in accordance with individual loan programs
- Ability to validate data using Fannie Mae DU automated Underwriting engine
Mortgage Loan Processors serve as a liaison between borrowers, mortgage sales and/or brokers and cross-functional operations staff with a primary focus of role is on day-to-day deliverables. They may also be required to obtain and maintain Lending Authority levels.

Qualifications:
- 4+ years of Mortgage loan processing experience with a strong knowledge of Fannie Mae/Freddie Mac, FHA, VA, Jumbo Portfolio product guidelines
- Comprehensive understanding of basic regulations of the business - TRID, Reg B, Truth- in-Lending & Appraisal Disclosure
- Critical thinker with strong decision-making ability
- Experience thriving in a high-volume production environment
- Strong written and verbal communication
- Fosters and contributes to a collaborative team environmentPursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. If at any time the Bank determines that your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in your immediate termination.The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.