Digital Financial Crimes Risk Analyst – Multiple Locations & Telecommute

U.S. Bank

Charlotte North Carolina

United States

Financial Services - Banking / Investment / Finance
(No Timezone Provided)

Job Description

The Digital Financial Crimes Risk Analyst is critical in supporting the Digital business line’s FCC risk oversight program. A successful candidate will have a demonstrated ability to independently lead and coordinate FCC first line of defense (1LOD) oversight, including pre-production change management (i.e., BCI, PRISMs); risk assessments; policy gap assessments; issue remediation and tracking; control mapping; and KRI performance monitoring. This role will partner closely with Digital Risk internal partners, Digital business line, second line of defense (2LOD) stakeholders, Risk/Legal/Compliance partners, and TOS to ensure compliance with internal policies, regulatory obligations, and the Bank’s risk management framework. This role requires a well-rounded ability to enable Digital creation and manage program-level requirements through thoughtful risk-based oversight. Additional requirements include a team-first approach and keen ability to develop strong working partnerships with internal and external stakeholders, highly effective communication skills with senior-level colleagues and management, and the ability to work independently with a strong bias towards action and problem solving. Key responsibilities include: Digital FCC lead for policy gap assessments, BL risk assessments, ongoing policy & procedure maintenance/creation, and issue/remediation support Key Risk Indicator (KRI) monitoring for new business line initiatives Digital FCC risk controls mapping Pre-production change management oversight and monitoring of BCI/PRISMs Partnering with Digital business line & risk stakeholders to identify and document new risk controls Digital FCC risk oversight process improvement Regulatory change management monitoring and impact assessments Basic Qualifications Bachelor's degree or equivalent work experience Seven to ten years of applicable experience Preferred Skills/Experience Successful experience in creating policies & procedures; risk control documentation; and/or other risk/compliance-related documentation Advanced knowledge of regulatory requirements within Financial Services; specifically, BSA/AML, KYC/CIP/CDD, Sanctions, ID Theft, FCRA, etc. 7+ years of experience in Business Control/Risk/Compliance/Audit functions Strong process facilitation, collaboration, project management, and analytical skills Proficient understanding of digital banking services (P2P, Mobile Check Deposit, etc.) Experience designing, measuring and reporting product or business line KRIs and/or KPIs Strong ability to work well independently with limited direct supervision Excellent presentation, interpersonal, written and verbal communication skills Enthusiasm for solving problems in a dynamic environment CAMS designation or equivalent risk management certification Salary range reflected is an estimate of base pay and is for the primary location. Base pay range may vary if an offer is made for work in a different location. Benefits: Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.

Digital Financial Crimes Risk Analyst – Multiple Locations & Telecommute

U.S. Bank

Charlotte North Carolina

United States

Financial Services - Banking / Investment / Finance

(No Timezone Provided)

Job Description

The Digital Financial Crimes Risk Analyst is critical in supporting the Digital business line’s FCC risk oversight program. A successful candidate will have a demonstrated ability to independently lead and coordinate FCC first line of defense (1LOD) oversight, including pre-production change management (i.e., BCI, PRISMs); risk assessments; policy gap assessments; issue remediation and tracking; control mapping; and KRI performance monitoring. This role will partner closely with Digital Risk internal partners, Digital business line, second line of defense (2LOD) stakeholders, Risk/Legal/Compliance partners, and TOS to ensure compliance with internal policies, regulatory obligations, and the Bank’s risk management framework. This role requires a well-rounded ability to enable Digital creation and manage program-level requirements through thoughtful risk-based oversight. Additional requirements include a team-first approach and keen ability to develop strong working partnerships with internal and external stakeholders, highly effective communication skills with senior-level colleagues and management, and the ability to work independently with a strong bias towards action and problem solving. Key responsibilities include: Digital FCC lead for policy gap assessments, BL risk assessments, ongoing policy & procedure maintenance/creation, and issue/remediation support Key Risk Indicator (KRI) monitoring for new business line initiatives Digital FCC risk controls mapping Pre-production change management oversight and monitoring of BCI/PRISMs Partnering with Digital business line & risk stakeholders to identify and document new risk controls Digital FCC risk oversight process improvement Regulatory change management monitoring and impact assessments Basic Qualifications Bachelor's degree or equivalent work experience Seven to ten years of applicable experience Preferred Skills/Experience Successful experience in creating policies & procedures; risk control documentation; and/or other risk/compliance-related documentation Advanced knowledge of regulatory requirements within Financial Services; specifically, BSA/AML, KYC/CIP/CDD, Sanctions, ID Theft, FCRA, etc. 7+ years of experience in Business Control/Risk/Compliance/Audit functions Strong process facilitation, collaboration, project management, and analytical skills Proficient understanding of digital banking services (P2P, Mobile Check Deposit, etc.) Experience designing, measuring and reporting product or business line KRIs and/or KPIs Strong ability to work well independently with limited direct supervision Excellent presentation, interpersonal, written and verbal communication skills Enthusiasm for solving problems in a dynamic environment CAMS designation or equivalent risk management certification Salary range reflected is an estimate of base pay and is for the primary location. Base pay range may vary if an offer is made for work in a different location. Benefits: Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.