Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Wells Fargo’s Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services.
The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.
Responsible for reviewing, analyzing, approving and underwriting difficult, complex individual consumer requests and products within company and industry guidelines. Dependent on division, functions include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines, serving as a consultant/technical resource on difficult problems and questions; handling escalated calls: providing work direction, feedback and training to underwriting staff including mentoring lower level underwriters on credit decisioning, department procedures and policies; delivering/facilitating of technical training to ensure organizational consistency. Has exception authority. May act as a team lead and provide performance feedback to less senior underwriters. May act as backup in absence of Supervisor.
Wells Fargo is looking to hire a Mortgage Loan Underwriter 4 in our Correspondent Home Lending Department. This department manages the interest rate and operational risks associated with the origination, sale and servicing of mortgage loans, and provides liquidity for the mortgage assets originated by Wells Fargo. If you thrive on working with high accuracy and attention to detail and working with a team to meet customer needs, we want to talk to you!
Preferred locations are listed on the job posting. Other locations within the Wells Fargo footprint may be considered.
Salary range is determined by the location of the job.
The salary range displayed below is based on a Full-time 40 hour a week schedule:
CA-Sacramento: Min: $70,300 Mid: $99,000 Max: $127,700
MN-Minneapolis: Min: $63,900 Mid: $90,000 Max: $116,100
IL-Springfield: Min: $57,500 Mid: $81,000 Max: $104,500
KS-Overland Park: Min: $63,900 Mid: $90,000 Max: $116,100
MI-Birmingham: Min: $70,300 Mid: $99,000 Max: $127,700
NV-Reno: Min: $63,900 Mid: $90,000 Max: $116,100
TN-Nashville: Min: $63,900 Mid: $90,000 Max: $116,100
FL-Tampa: Min: $63,900 Mid: $90,000 Max: $116,100
AZ-Chandler: Min: $63,900 Mid: $90,000 Max: $116,100
MO-Kansas City: Min: $63,900 Mid: $90,000 Max: $116,100
CA-Fresno: Min: $63,900 Mid: $90,000 Max: $116,100
ID-Boise: Min: $63,900 Mid: $90,000 Max: $116,100
NV-Las Vegas: Min: $63,900 Mid: $90,000 Max: $116,100
UT-Salt Lake City: Min: $63,900 Mid: $90,000 Max: $116,100
SC-Columbia: Min: $57,500 Mid: $81,000 Max: $104,500
GA-Atlanta: Min: $63,900 Mid: $90,000 Max: $116,100
FL-Orlando: Min: $63,900 Mid: $90,000 Max: $116,100
MS-Gulfport: Min: $57,500 Mid: $81,000 Max: $104,500
OH-Columbus: Min: $63,900 Mid: $90,000 Max: $116,100
IN-Indianapolis: Min: $63,900 Mid: $90,000 Max: $116,100
FL-Jacksonville: Min: $63,900 Mid: $90,000 Max: $116,100
TX-Houston: Min: $63,900 Mid: $90,000 Max: $116,100
TX-Dallas: Min: $63,900 Mid: $90,000 Max: $116,100
TX-Austin: Min: $63,900 Mid: $90,000 Max: $116,100
WA-Spokane: Min: $63,900 Mid: $90,000 Max: $116,100
NE-Omaha: Min: $63,900 Mid: $90,000 Max: $116,100
NY-Buffalo: Min: $63,900 Mid: $90,000 Max: $116,100
AZ-Tucson: Min: $63,900 Mid: $90,000 Max: $116,100
AL-Birmingham: Min: $63,900 Mid: $90,000 Max: $116,100
IA-Des Moines: Min: $63,900 Mid: $90,000 Max: $116,100
May be considered for a discretionary bonus
Wells Fargo
Springfield Illinois
United States
Customer Service / Call Center
(No Timezone Provided)
Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Wells Fargo’s Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending; Auto; Cards, Retail and Merchant Services; Personal Lending; Consumer Lending Control; and Consumer Lending Shared Services.
The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.
Responsible for reviewing, analyzing, approving and underwriting difficult, complex individual consumer requests and products within company and industry guidelines. Dependent on division, functions include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines, serving as a consultant/technical resource on difficult problems and questions; handling escalated calls: providing work direction, feedback and training to underwriting staff including mentoring lower level underwriters on credit decisioning, department procedures and policies; delivering/facilitating of technical training to ensure organizational consistency. Has exception authority. May act as a team lead and provide performance feedback to less senior underwriters. May act as backup in absence of Supervisor.
Wells Fargo is looking to hire a Mortgage Loan Underwriter 4 in our Correspondent Home Lending Department. This department manages the interest rate and operational risks associated with the origination, sale and servicing of mortgage loans, and provides liquidity for the mortgage assets originated by Wells Fargo. If you thrive on working with high accuracy and attention to detail and working with a team to meet customer needs, we want to talk to you!
Preferred locations are listed on the job posting. Other locations within the Wells Fargo footprint may be considered.
Salary range is determined by the location of the job.
The salary range displayed below is based on a Full-time 40 hour a week schedule:
CA-Sacramento: Min: $70,300 Mid: $99,000 Max: $127,700
MN-Minneapolis: Min: $63,900 Mid: $90,000 Max: $116,100
IL-Springfield: Min: $57,500 Mid: $81,000 Max: $104,500
KS-Overland Park: Min: $63,900 Mid: $90,000 Max: $116,100
MI-Birmingham: Min: $70,300 Mid: $99,000 Max: $127,700
NV-Reno: Min: $63,900 Mid: $90,000 Max: $116,100
TN-Nashville: Min: $63,900 Mid: $90,000 Max: $116,100
FL-Tampa: Min: $63,900 Mid: $90,000 Max: $116,100
AZ-Chandler: Min: $63,900 Mid: $90,000 Max: $116,100
MO-Kansas City: Min: $63,900 Mid: $90,000 Max: $116,100
CA-Fresno: Min: $63,900 Mid: $90,000 Max: $116,100
ID-Boise: Min: $63,900 Mid: $90,000 Max: $116,100
NV-Las Vegas: Min: $63,900 Mid: $90,000 Max: $116,100
UT-Salt Lake City: Min: $63,900 Mid: $90,000 Max: $116,100
SC-Columbia: Min: $57,500 Mid: $81,000 Max: $104,500
GA-Atlanta: Min: $63,900 Mid: $90,000 Max: $116,100
FL-Orlando: Min: $63,900 Mid: $90,000 Max: $116,100
MS-Gulfport: Min: $57,500 Mid: $81,000 Max: $104,500
OH-Columbus: Min: $63,900 Mid: $90,000 Max: $116,100
IN-Indianapolis: Min: $63,900 Mid: $90,000 Max: $116,100
FL-Jacksonville: Min: $63,900 Mid: $90,000 Max: $116,100
TX-Houston: Min: $63,900 Mid: $90,000 Max: $116,100
TX-Dallas: Min: $63,900 Mid: $90,000 Max: $116,100
TX-Austin: Min: $63,900 Mid: $90,000 Max: $116,100
WA-Spokane: Min: $63,900 Mid: $90,000 Max: $116,100
NE-Omaha: Min: $63,900 Mid: $90,000 Max: $116,100
NY-Buffalo: Min: $63,900 Mid: $90,000 Max: $116,100
AZ-Tucson: Min: $63,900 Mid: $90,000 Max: $116,100
AL-Birmingham: Min: $63,900 Mid: $90,000 Max: $116,100
IA-Des Moines: Min: $63,900 Mid: $90,000 Max: $116,100
May be considered for a discretionary bonus